Privacy Policy

Privacy Policy

Effective Date: March 10, 2025

1. Introduction Welcome to The Investing Mama ("Company," "we," "our," or "us"). We are committed to protecting your privacy in accordance with Canadian privacy laws, including the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial regulations.

This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, https://www.theinvestingmama.com/ (the "Website"), and access our informational courses, services, and other offerings.

By accessing or using our Website, you agree to the terms of this Privacy Policy. If you do not agree, please do not use our Website.

2. Information We Collect We collect various types of information to provide and improve our services, including:

(a) Personal Information:

  • Name
  • Email address
  • Phone number (if provided)
  • Payment information (processed through third-party payment providers)

(b) Non-Personal Information:

  • Browser type and version
  • IP address
  • Cookies and tracking technologies
  • Usage data and analytics

(c) User-Generated Content:

  • Comments, messages, and other communications you send to us.

3. How We Use Your Information We use the collected information for the following purposes:

  • To provide and manage our courses and services.
  • To process payments and transactions.
  • To improve and personalize user experience.
  • To send promotional materials, newsletters, or updates (you may opt out anytime).
  • To comply with legal obligations under PIPEDA and other applicable laws.
  • To process personal data based on user consent, contractual necessity, and legitimate business interests (e.g., improving user experience and customer support).

4. How We Share Your Information We do not sell or rent personal information. However, we may share your data under the following circumstances:

  • With Third-Party Service Providers: To process payments, manage analytics, and host our courses.
  • Legal Compliance: If required by law, regulatory authorities, court order, or governmental regulation.
  • Business Transfers: In the event of a merger, acquisition, or sale of assets.
  • International Data Transfers: Some of our third-party service providers may store or process your data outside of Canada, including in the United States and other jurisdictions. By using our services, you acknowledge that your personal data may be transferred to and processed in countries where privacy laws may differ from those in Canada.

5. Data Security We implement industry-standard security measures to protect your personal information in accordance with PIPEDA and applicable provincial privacy laws. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

6. Cookies and Tracking Technologies We use cookies and similar tracking technologies to enhance user experience and collect data about website usage. You can manage or disable cookies in your browser settings.

7. Your Rights Under Canadian Law As a Canadian resident, you have the following rights under PIPEDA:

  • The right to access your personal data.
  • The right to request correction of inaccurate or incomplete information.
  • The right to withdraw consent for marketing communications.
  • The right to request deletion of your personal information, subject to legal and contractual obligations.
  • The right to opt out of analytics tracking via the Google Analytics opt-out tool.

If you no longer wish to receive marketing emails, you can opt out by clicking the 'unsubscribe' link at the bottom of our emails or by contacting us at [email protected]

8. Retention of Data We retain your personal information only as long as necessary for the purposes outlined in this policy, in compliance with PIPEDA and applicable provincial laws. Once no longer required, personal data will be securely destroyed.

9. Third-Party Links Our Website may contain links to third-party websites. We are not responsible for their privacy practices, and we encourage you to review their policies before providing personal data.

10. Governing Law & Dispute Resolution This Privacy Policy shall be governed by and interpreted in accordance with the laws of the Province of Ontario and the federal laws of Canada. Any disputes arising from this Privacy Policy shall be resolved in the courts of Ontario.

11. Updates to This Policy We may update this Privacy Policy periodically. Changes will be posted on this page with the updated "Effective Date." Continued use of our Website after such changes constitutes acceptance of the revised policy.

12. Contact Us If you have any questions or concerns about this Privacy Policy or your data rights, please contact us at: [email protected]

By using our Website, you acknowledge that you have read and understood this Privacy Policy and consent to our data practices.